Looking for affordable Health Cover? Extras Cover from 41 cents a day* and Hospital cover from $2.24 a day*
Discover more Affordable Health cover for Aussies aged 50 and over.
You might be thinking 41 cents* a day for extras cover and $2.24* a day for hospital cover? That’s not possible. When in fact it is. But how? It’s incredibly simple. Too many Australians are unknowingly paying for cover they don’t need. “It’s not at all uncommon to speak to people in their 50’s, 60’s, and beyond, who are still paying for things like pregnancy cover, orthodontics, and IVF” says Andrew Davis, CEO of HealthInsuranceComparison.com.au.
We think this is unacceptable. No Australian should be paying more money out of their pocket for cover they will never use. So what we do that’s different to others, is you tell us what types of cover are important to you, often these are things like: hip and knee replacements, dental and optical cover, and what types of cover aren’t important to you, often these are things like: pregnancy, IVF and orthodontics cover. Then we go out and try to find you a policy without any ‘fat’, just a policy that meets your needs.
In 2020, using this very method, we saved the average Australian $357.95** on their health cover. Simply by helping them stop paying for cover they don’t use. We don’t charge any hidden fees or mark up the cost of our policies either, everything comes directly from the insurers themselves, guaranteed. So what are you waiting for? Get started and see how much you could save.
Here’s How You Do It:
Step 1: Select your current age.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.
We handle all the switching paperwork for you, so you won’t need to have any awkward conversations with your old fund as well. And all our policies come with a 30 day cooling off period, so there’s no need to worry about buyer’s remorse.
We’ve done research on why Aussies are stuck paying big money for health cover they don’t use, and according to Dr. Anthony Bartone, Federal President of the Australian Medical Association, Aussies are dropping their health cover because they are confused about what they are paying for and when they try and save money by switching policies it’s just too difficult.
So we wanted to give some tips to help you with switching your health cover, how to save money and also how to avoid any confusion around what you’re paying for:
- Know your needs: there’s two different categories of private health insurance: hospital cover and extras cover. Hospital cover is for in-hospital expenses like accommodation, medicine, and doctor fees and prices start at $2.24*a day. Extras cover includes necessary services that are outside of hospital cover, like dental, optical, chiropractic and physiotherapy care and prices start at 41 cents* a day. Unsure what you need? Our experts can provide you with a more in-depth look at what you really need and help you make a more personalised cover to suit your situation.
- Don’t just set it and forget it: Regularly check-up on your health insurance needs and consider what you may need for the future. Every 12 months is recommended, in fact, the average Aussie family in 2021 is paying $230.26 more per year for the same health cover.
- Know what you’re entitled to: When switching health cover, you’re protected by law when it comes to waiting periods. If you’re switching to hospital cover that offers an equal or lower level of coverage, insurers cannot make you re-serve any additional waiting periods. On the other hand, if you’re increasing benefits or changing extras cover, certain waiting periods may apply – but health funds sometimes run special offers that waive some waiting periods altogether.
- Shop around: there are different levels of insurance policies for hospital cover and extras cover. We recommend using our free comparison service and the help of our team of experts to compare different health funds, prices and levels of cover.
We are working with HealthInsuranceComparison.com.au to help Australians ‘ditch and switch’ their health insurer, and turn back the clock on high premiums. When you work with both our teams, you get the peace of mind that comes with working with trusted-professionals who have the years of experience needed to navigate the complicated health insurance system and keep you from any further confusion.
We are a one-of-a-kind comparison service made for hard working Aussies who have paid their dues. Our team of experts saved Aussies an average of $357.95** in 2020 and in a few short minutes, you could be on your way to hundreds of dollars in savings.
Get Started Now:
Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.
*Based on cover for a single 70 year old, living in NSW, who earns < $90,000 per year with the full government rebate applied. Excesses and copayments may apply. The daily price quoted is calculated by dividing the annual price by 365.
**Average savings based on 13,136 customers during 2020