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An agent told me about this one. When you are selling and you sign the contract for the agent to manage the sale, the contract contains a space to write the percentage the agent receives, e.g. ‘ 2.8 %’. There is enough space between the numbers and the percentage sign to allow unscrupulous...

Fabulous photo. Well captured.

Sometimes these scammers get your name from your email address, e.g. joe.smith@y….oo.com. Don’t make it that easy for them! I know they try this method because my email address uses the name of my teddy bear. When teddy is getting messages addressed to him, I suspect that either he has been...

The tick bite could well have everything to do with your condition. Untreated, Lyme (or Lyme-like disease) is life-long. It has debilitating effects on the body. It can even result in brain damage, as it did in one case I know personally. Do you find that you start to feel better but that...

Lyme disease is a crippling illness with such diverse symptoms it can take a decade or more to diagnose correctly. Then the person is faced with years of antibiotic treatment. Assuming the person has not brought it back from overseas, one of the main ways to contract it in Australia is through...

If it doesn’t have your name, address and Tax File Number on it, it is NOT from the ATO. Delete it.

Fabulous photo. Work of art! Spectacular.

We love you Bruce.

Great advice! I always paid fortnightly for mortgages on my residence and investment properties which reduced the length of the loans and therefore the amount of interest paid. Of course, the banks want you to reduce your repayments when interest rates drop because they maintain the length of...

Karen, while I still work part-time, I repair soft toys owned by both adults and children. It is a small hobby and I enjoy it. To see more, go to Google and enter “Bayside teddy and soft toy repairs.” Many of the owners bring their toys personally to me (in Sydney) and some post them from as...

So much for the government wanting to increase the nation’s “productivity.” We have masses of people who won’t work because they don’t want to and are rewarded with Centrelink incomes. How about rewarding the people who actually do want to work instead of penalizing them.

Yes, most of an op shop’s stock comes consists of donations from individuals. However, occasionally they receive end-of-season or end-of-line donations from retailers. Sometimes they receive a line of “samples” that were left over from a manufacturer’s promotion or that did not sell. My local...

Perhaps think about giving your shirts and other things free through www.gumtree.com.au. Someone who needs them will be happy to have them.

The Liberal government claimed that GST would replace Sales Tax and “stamp duty”. They did not clarify that “stamp duty” did not refer to housing but to stocks and shares. In other words, the wealthy who had money in stocks and shares benefitted from stamp duty being removed while the average...

Theoretically, the large spenders with large incomes would pay more GST. However, large spenders tend to be eligible for GST registration through their companies or “entities” (as defined for GST purposes) and are then able to channel their spending through their “entities” and claim back at...